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	<title>Comments on: Who should I consolidate my student loans with?</title>
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		<title>By: welsh_witch_sally</title>
		<link>http://booksmartloans.com/who-should-i-consolidate-my-student-loans-with/comment-page-1/#comment-76</link>
		<dc:creator>welsh_witch_sally</dc:creator>
		<pubDate>Tue, 25 Nov 2008 06:38:37 +0000</pubDate>
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		<description>please dont consolidate, it only makes things worse,. Just plan a sensible strategy to pay things off steadily. This may help,-a-common-sense-approach.525</description>
		<content:encoded><![CDATA[<p>please dont consolidate, it only makes things worse,. Just plan a sensible strategy to pay things off steadily. This may help,-a-common-sense-approach.525</p>
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		<title>By: josie</title>
		<link>http://booksmartloans.com/who-should-i-consolidate-my-student-loans-with/comment-page-1/#comment-75</link>
		<dc:creator>josie</dc:creator>
		<pubDate>Mon, 24 Nov 2008 02:44:37 +0000</pubDate>
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		<description>Do you have federal loans or private loans?  If you have federal loans then your base consolidation rate is going to be the same no matter which lender you choose to go with.  The only difference between lenders is the incentives they offer.  Most offer an additional rate reduction for signing up for auto debit and for making on time payments.  It can save you a lot of money if you shop around and find the best incentives.</description>
		<content:encoded><![CDATA[<p>Do you have federal loans or private loans?  If you have federal loans then your base consolidation rate is going to be the same no matter which lender you choose to go with.  The only difference between lenders is the incentives they offer.  Most offer an additional rate reduction for signing up for auto debit and for making on time payments.  It can save you a lot of money if you shop around and find the best incentives.</p>
]]></content:encoded>
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		<title>By: indexer1</title>
		<link>http://booksmartloans.com/who-should-i-consolidate-my-student-loans-with/comment-page-1/#comment-74</link>
		<dc:creator>indexer1</dc:creator>
		<pubDate>Fri, 21 Nov 2008 23:36:57 +0000</pubDate>
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		<description>Go to. They will give you a quote.</description>
		<content:encoded><![CDATA[<p>Go to. They will give you a quote.</p>
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		<title>By: dickn2000</title>
		<link>http://booksmartloans.com/who-should-i-consolidate-my-student-loans-with/comment-page-1/#comment-73</link>
		<dc:creator>dickn2000</dc:creator>
		<pubDate>Fri, 21 Nov 2008 17:24:54 +0000</pubDate>
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		<description>Consolidate with the institution that gives you the best rate of interest.</description>
		<content:encoded><![CDATA[<p>Consolidate with the institution that gives you the best rate of interest.</p>
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	<item>
		<title>By: chalupa</title>
		<link>http://booksmartloans.com/who-should-i-consolidate-my-student-loans-with/comment-page-1/#comment-72</link>
		<dc:creator>chalupa</dc:creator>
		<pubDate>Thu, 20 Nov 2008 09:42:33 +0000</pubDate>
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		<description>you should call your loan provider. They offer consolidation options for you, directly through them instead of going through some other provider. It&#039;s easier and safer to go through your loan provider.</description>
		<content:encoded><![CDATA[<p>you should call your loan provider. They offer consolidation options for you, directly through them instead of going through some other provider. It&#8217;s easier and safer to go through your loan provider.</p>
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