Comments on: When student loans are in default, what other forms of financial aid is available? http://booksmartloans.com/when-student-loans-are-in-default-what-other-forms-of-financial-aid-is-available/ Fri, 19 Dec 2008 09:14:17 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: ARYAN MANDY http://booksmartloans.com/when-student-loans-are-in-default-what-other-forms-of-financial-aid-is-available/comment-page-1/#comment-51 ARYAN MANDY Fri, 21 Nov 2008 05:36:54 +0000 http://booksmartloans.com/when-student-loans-are-in-default-what-other-forms-of-financial-aid-is-available/#comment-51 At your local Human Services office(family assistance) they should have some information on a program Vocational Rehabilitation. It is a federally funded program for the disabled/disadvantaged and they might be able to help you. Also contact your local college of choice and ask to speak with a financial aid COUNSELOR, not one of the office flunkies at the front desk, explain your situation and they might be able to help you find a scholarship that will help you. Look into some of your local battered womens shelters for information on programs available to mothers like you. There is amnesty offered occasionally for those in default and they will work with you on a repayment plan and maybe even get you out of default. Communicate with your loan company, if you havent been in default too long you may be able to get a forbearance on them if you work with them on developing a plan for repayment, even if it takes years to get it done. Consoladation under the William D Ford program will get your payment with one company so you done have 4 or 5 payments due a month. Good luck, I know its hard out there. At your local Human Services office(family assistance) they should have some information on a program Vocational Rehabilitation. It is a federally funded program for the disabled/disadvantaged and they might be able to help you. Also contact your local college of choice and ask to speak with a financial aid COUNSELOR, not one of the office flunkies at the front desk, explain your situation and they might be able to help you find a scholarship that will help you. Look into some of your local battered womens shelters for information on programs available to mothers like you. There is amnesty offered occasionally for those in default and they will work with you on a repayment plan and maybe even get you out of default. Communicate with your loan company, if you havent been in default too long you may be able to get a forbearance on them if you work with them on developing a plan for repayment, even if it takes years to get it done. Consoladation under the William D Ford program will get your payment with one company so you done have 4 or 5 payments due a month. Good luck, I know its hard out there.

]]> By: Cobalt http://booksmartloans.com/when-student-loans-are-in-default-what-other-forms-of-financial-aid-is-available/comment-page-1/#comment-50 Cobalt Wed, 19 Nov 2008 01:32:51 +0000 http://booksmartloans.com/when-student-loans-are-in-default-what-other-forms-of-financial-aid-is-available/#comment-50 First, you need to contact your lender. If you don't know who it is go here This is a government site that can help you locate your loans. Explain that you are in default and need to find a way to get your loans in good standing. They can usually put your loans into a consolidation and them put the consolidation into forbearance ( unless you have used your allotted forbearance time). Once you get back into school, you can apply for an educational deferment ( were the goverment goes back to paying the interest on any subsidized loans.) It's not an easy fix, but if your determined, you can make it happen. First, you need to contact your lender. If you don’t know who it is go here

This is a government site that can help you locate your loans. Explain that you are in default and need to find a way to get your loans in good standing. They can usually put your loans into a consolidation and them put the consolidation into forbearance ( unless you have used your allotted forbearance time). Once you get back into school, you can apply for an educational deferment ( were the goverment goes back to paying the interest on any subsidized loans.) It’s not an easy fix, but if your determined, you can make it happen.

]]> By: jennifer g http://booksmartloans.com/when-student-loans-are-in-default-what-other-forms-of-financial-aid-is-available/comment-page-1/#comment-49 jennifer g Sun, 16 Nov 2008 02:32:15 +0000 http://booksmartloans.com/when-student-loans-are-in-default-what-other-forms-of-financial-aid-is-available/#comment-49 At your local Human Services office(family assistance) they should have some information on a program Vocational Rehabilitation. It is a federally funded program for the disabled/disadvantaged and they might be able to help you. Also contact your local college of choice and ask to speak with a financial aid COUNSELOR, not one of the office flunkies at the front desk, explain your situation and they might be able to help you find a scholarship that will help you. Look into some of your local battered womens shelters for information on programs available to mothers like you. There is amnesty offered occasionally for those in default and they will work with you on a repayment plan and maybe even get you out of default. Communicate with your loan company, if you havent been in default too long you may be able to get a forbearance on them if you work with them on developing a plan for repayment, even if it takes years to get it done. Consoladation under the William D Ford program will get your payment with one company so you done have 4 or 5 payments due a month. Good luck, I know its hard out there. At your local Human Services office(family assistance) they should have some information on a program Vocational Rehabilitation. It is a federally funded program for the disabled/disadvantaged and they might be able to help you. Also contact your local college of choice and ask to speak with a financial aid COUNSELOR, not one of the office flunkies at the front desk, explain your situation and they might be able to help you find a scholarship that will help you. Look into some of your local battered womens shelters for information on programs available to mothers like you. There is amnesty offered occasionally for those in default and they will work with you on a repayment plan and maybe even get you out of default. Communicate with your loan company, if you havent been in default too long you may be able to get a forbearance on them if you work with them on developing a plan for repayment, even if it takes years to get it done. Consoladation under the William D Ford program will get your payment with one company so you done have 4 or 5 payments due a month. Good luck, I know its hard out there.

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