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	<title>Comments on: what is the best debt consolidation company for private and student loans?</title>
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	<link>http://booksmartloans.com/what-is-the-best-debt-consolidation-company-for-private-and-student-loans/</link>
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	<lastBuildDate>Fri, 19 Dec 2008 09:14:17 +0000</lastBuildDate>
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		<title>By: sara sentor</title>
		<link>http://booksmartloans.com/what-is-the-best-debt-consolidation-company-for-private-and-student-loans/comment-page-1/#comment-80</link>
		<dc:creator>sara sentor</dc:creator>
		<pubDate>Thu, 27 Nov 2008 03:02:14 +0000</pubDate>
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		<description>Among the number of companies operating for consolidating student loans in US, it is really difficult to find the one, that is genuine  not part of some scam. Loan Approval Direct, Sallie Mae, Next Student, Credit.com are some of the recognized consolidating companies providing services for many years. Log into: for more on student loan consolidation.</description>
		<content:encoded><![CDATA[<p>Among the number of companies operating for consolidating student loans in US, it is really difficult to find the one, that is genuine  not part of some scam. Loan Approval Direct, Sallie Mae, Next Student, Credit.com are some of the recognized consolidating companies providing services for many years. Log into: for more on student loan consolidation.</p>
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		<title>By: Jennifer</title>
		<link>http://booksmartloans.com/what-is-the-best-debt-consolidation-company-for-private-and-student-loans/comment-page-1/#comment-79</link>
		<dc:creator>Jennifer</dc:creator>
		<pubDate>Wed, 26 Nov 2008 10:21:24 +0000</pubDate>
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		<description>Hi,
I used Credit Solution to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It&#039;s legitimate.I came across this company on NBC News Special Edition.Check it out here:</description>
		<content:encoded><![CDATA[<p>Hi,<br />
I used Credit Solution to settle my debt and improve my credit score.They managed to reduce my debt up to 58% .It&#8217;s legitimate.I came across this company on NBC News Special Edition.Check it out here:</p>
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		<title>By: ~girlfriday~</title>
		<link>http://booksmartloans.com/what-is-the-best-debt-consolidation-company-for-private-and-student-loans/comment-page-1/#comment-78</link>
		<dc:creator>~girlfriday~</dc:creator>
		<pubDate>Tue, 25 Nov 2008 09:36:48 +0000</pubDate>
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		<description>I agree with the previous post - Sallie Mae.  My husband and I consolidated our student loans with Sallie Mae back in 1994 and have had no problems thus far.  We got a fixed interest rate - I believe this option is still available and it&#039;s what I would recommend.  Good luck!</description>
		<content:encoded><![CDATA[<p>I agree with the previous post &#8211; Sallie Mae.  My husband and I consolidated our student loans with Sallie Mae back in 1994 and have had no problems thus far.  We got a fixed interest rate &#8211; I believe this option is still available and it&#8217;s what I would recommend.  Good luck!</p>
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		<title>By: Ethan's Mom</title>
		<link>http://booksmartloans.com/what-is-the-best-debt-consolidation-company-for-private-and-student-loans/comment-page-1/#comment-77</link>
		<dc:creator>Ethan's Mom</dc:creator>
		<pubDate>Fri, 21 Nov 2008 23:39:29 +0000</pubDate>
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		<description>Sallie Mae - go to salliemae.com
Generally, you can consolidate your student loans one time and you will lock into the interest rate for the year in which you consolidate.  The interest rate resets every July and the rate is closely tied to the federal funds rate which has dropped and will probably drop some more so ask the representative whether he/she thinks you should wait until July or do it now.  Most of those reps will know what you&#039;re talking about.

**********I just reviewed the previous entry and that looks very suspicious - stay away - they probably want to get your social security number.</description>
		<content:encoded><![CDATA[<p>Sallie Mae &#8211; go to salliemae.com<br />
Generally, you can consolidate your student loans one time and you will lock into the interest rate for the year in which you consolidate.  The interest rate resets every July and the rate is closely tied to the federal funds rate which has dropped and will probably drop some more so ask the representative whether he/she thinks you should wait until July or do it now.  Most of those reps will know what you&#8217;re talking about.</p>
<p>**********I just reviewed the previous entry and that looks very suspicious &#8211; stay away &#8211; they probably want to get your social security number.</p>
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