What are the credit factors for private student loans?

Posted on December 3, 2008 by Loans

T S asked:

I am trying to accumulate financial aid for this upcomin fall semester and it is a lot harder than it was a year ago.

I’ve tried applying to 3 different institutions for private student loans and we keep getting denied. And I also have a cosigner. My cosigner has the same credit score that she did a year ago (when she cosigned on my loan for last year) and she isn’t getting approved other…..so what else factors into the loan decision? What makes this year different from last year?

Also, what other sources of financial aid can I try…private student loans were my last resort.

Are Student Loans considered income to the IRS?

Posted on December 2, 2008 by Loans

noggle4 asked:

If I get student loans in the amount of 34900.00, and put into a checking account (private student loan) is this income that I have to report?

Student Loans for people with bad credit that take only to co-signers credit into consideration?

Posted on December 1, 2008 by Loans

ross.cook asked:

I have bad credit, but need a student loan. Stafford loans only offer $200 because I am on scholarship, but I still need money for books and rent. I have a co-signer with good credit available. Are there any loans that will just look at their information instead of my own?
And where would I find these?