JJ asked:
What affect do student loans have on a credit score in any case? Whether they are new and not yet due or have been defferred for a while? Does having student loans go against your credit even if they are not due yet?
What affect do student loans have on a credit score in any case? Whether they are new and not yet due or have been defferred for a while? Does having student loans go against your credit even if they are not due yet?

It shouldn’t effect it at all either way. Until you start making payments you really have no credit history on the loans
credit score is affected by many things #of account open amt. owed payment history just to name a few