how does consolidated student loans affect your credit score if there is no payment due?

student loans
JJ asked:


What affect do student loans have on a credit score in any case? Whether they are new and not yet due or have been defferred for a while? Does having student loans go against your credit even if they are not due yet?

2 Responses to “how does consolidated student loans affect your credit score if there is no payment due?”

  1. bryce k on November 17th, 2008 3:29 pm

    It shouldn’t effect it at all either way. Until you start making payments you really have no credit history on the loans

  2. nekegap on November 20th, 2008 1:23 pm

    credit score is affected by many things #of account open amt. owed payment history just to name a few

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