BookSmartLoans.com » Personal Finance http://booksmartloans.com Thu, 15 Jul 2010 18:23:29 +0000 en hourly 1 http://wordpress.org/?v=3.0 Feng Shui Mirror Placement http://booksmartloans.com/feng-shui-mirror-placement/ http://booksmartloans.com/feng-shui-mirror-placement/#comments Thu, 15 Jul 2010 18:23:29 +0000 Loans http://booksmartloans.com/?p=132 When people think of Feng Shui, they usually think of Feng Shui mirrors or Feng Shui mirror placement. But this ancient Chinese practice is in fact more than the mirrors and it’s placement, far more. Lately though, with the down economy, and an increasing need to find equilibrium in our lives and in our homes, we noticed a rise in interest in the Feng Shui way of life.

Feng Shui is not merely about rearranging your home for equilibrium of harmonious energy; it’s also a way of life. It’s neither mysticism and not some fad religion. Feng Shui is about well-being, balance as well as harmony. It is actually well researched science which is used to literally form your world so that you can enjoy good health, prosperity and wealth in all parts of life.

In other words, Feng Shui provides effective methods to accomplish the changes you would like to have in your life. Learn more about Feng Shui mirror and Feng Shui mirror placement at http://fengshuimirror.com.

]]> http://booksmartloans.com/feng-shui-mirror-placement/feed/ 0 How to apply for grants to pay off student loans? http://booksmartloans.com/how-to-apply-for-grants-to-pay-off-student-loans/ http://booksmartloans.com/how-to-apply-for-grants-to-pay-off-student-loans/#comments Mon, 24 Nov 2008 16:27:30 +0000 Loans http://booksmartloans.com/how-to-apply-for-grants-to-pay-off-student-loans/ student loans
sapphire_envy asked:


I have heard of grants that the government will give you to pay off student loans as well as grants that you can use for a down payment on a house. What steps do I take to apply for these grants? Thanks in advance.
If you are a nay sayer please to not answer. There are grants out there for these purposes.
Also if your answer are not pertaining to applying for grants please do not answer.

]]> http://booksmartloans.com/how-to-apply-for-grants-to-pay-off-student-loans/feed/ 4 How do I consolidtae multiple student loans? http://booksmartloans.com/how-do-i-consolidtae-multiple-student-loans/ http://booksmartloans.com/how-do-i-consolidtae-multiple-student-loans/#comments Fri, 21 Nov 2008 23:47:03 +0000 Loans http://booksmartloans.com/how-do-i-consolidtae-multiple-student-loans/ student loans
Billy asked:


My wife has a student loan thru the government(direct loans) and a student loan thru sallie mae. Can we consolidate those into one loan? SOmeone told us that the sallie mae loan will be harder to consolidate because its private? Can we even consolidate both loans into one?

]]> http://booksmartloans.com/how-do-i-consolidtae-multiple-student-loans/feed/ 0 what is the best debt consolidation company for private and student loans? http://booksmartloans.com/what-is-the-best-debt-consolidation-company-for-private-and-student-loans/ http://booksmartloans.com/what-is-the-best-debt-consolidation-company-for-private-and-student-loans/#comments Wed, 19 Nov 2008 02:11:11 +0000 Loans http://booksmartloans.com/what-is-the-best-debt-consolidation-company-for-private-and-student-loans/ student loans
markymark asked:


Got private bank loans and a couple student loans. I don’t want someone to scam me for consolidation. What company should I use and what’s a good rate?

]]> http://booksmartloans.com/what-is-the-best-debt-consolidation-company-for-private-and-student-loans/feed/ 4 Who should I consolidate my student loans with? http://booksmartloans.com/who-should-i-consolidate-my-student-loans-with/ http://booksmartloans.com/who-should-i-consolidate-my-student-loans-with/#comments Wed, 19 Nov 2008 00:15:41 +0000 Loans http://booksmartloans.com/who-should-i-consolidate-my-student-loans-with/ student loans
happyscrappycat asked:


Whats the best way to consolidate my student loans? Ive heard of Sallie Mae, Is this a good one?

]]> http://booksmartloans.com/who-should-i-consolidate-my-student-loans-with/feed/ 5 What is the best way to pay off student loans more quickly? http://booksmartloans.com/what-is-the-best-way-to-pay-off-student-loans-more-quickly/ http://booksmartloans.com/what-is-the-best-way-to-pay-off-student-loans-more-quickly/#comments Mon, 17 Nov 2008 20:03:56 +0000 Loans http://booksmartloans.com/what-is-the-best-way-to-pay-off-student-loans-more-quickly/ student loans
flygirl asked:


I have about $60,000 in student loans. I am now only paying interest right now because I had to defer them in the past. I have heard that if you pay ahead it just counts towards future payments, but I would really like to pay them off early and try to pay less interest.

]]> http://booksmartloans.com/what-is-the-best-way-to-pay-off-student-loans-more-quickly/feed/ 4 How do you discharge student loans in bankruptcy? http://booksmartloans.com/how-do-you-discharge-student-loans-in-bankruptcy/ http://booksmartloans.com/how-do-you-discharge-student-loans-in-bankruptcy/#comments Wed, 12 Nov 2008 15:34:57 +0000 Loans http://booksmartloans.com/how-do-you-discharge-student-loans-in-bankruptcy/ student loans
Katherine12684 asked:


I filed for a ch. 7 in Florida without a lawyer. I know that student loans are usually not discharged unless you can show hardship. I have a disability that makes it difficult to work and function, and I heard it could be counted as a reason to get it discharged. But I have no idea where to find the form to file this kind of motion.
I’m sure hiring a lawyer would be beneficial, but if I had thousands of dollars lying around to hire one I wouldn’t need to file bankruptcy. I can’t work because of my condition and have no savings left.. :-(

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