Monthly Archives: November 2008

How to apply for grants to pay off student loans?

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student loans
sapphire_envy asked:


I have heard of grants that the government will give you to pay off student loans as well as grants that you can use for a down payment on a house. What steps do I take to apply for these grants? Thanks in advance.
If you are a nay sayer please to not answer. There are grants out there for these purposes.
Also if your answer are not pertaining to applying for grants please do not answer.

Can I get student loans to help live on while attending college if i get pell grants?

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student loans
Tiffiany J asked:


I am 28, a single mother of 2 and I am looking to finally start attending college this year. I know that I qualify for pell grants and such to pay for tuition but does anyone know if you can recieve student loans on top of that to help with living exspenses while attending classes. I have a job I just cant work full time anymore and attend classes and still be the kind of mother my kids deserve to have. I can still work part time I just need help paying the bills while I’m in school. Please if anyone has any info on this let me know.

How can I lower the interest rate on my student loans?

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student loans
The Drake asked:


I owe about 35,000 in stafford student loans (17,500 subsidized and 17,500 unsubsidized and want to lower the interest rate. Right now it is at 6%. I’m still in school but at the current rate I am being charged about 3.00 a day interest on the loans that the the government isnt paying the interest on. I’ve heard of consolidating but I don’t really know how it works or where I should go to begin or even if I can consolidate since I’m still in school. Help!